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Navnirman Samaj Vikas Kendra
History
Before Navnirman Samaj Vikas Kendra (NSVK) was working in the Northern Mumbai suburb of Malwani, Malad (W), another organisation called Maharashtra Lokhit Seva Mandal was running education, leprosy and malnutrition programmes in the same area.
When present NSVK Managing Director, M. Shridhar Kshirsagar, started to work there as an Education Coordinator, he found out that some frauds were going on in the organisation, involving the Directors and some members of the staff. After several weeks of fights against these practices and with the support of the community, Navnirman was created in June 1996.
At the time of our creation, NSVK didn’t have an FCRA account, necessary to receive funds from foreign organizations. It then started to work as a project of successively Yuva and CSSC up to 2000. That year Navnirman obtained an FCRA account and started to work independently. It was for the organisation a period of unprecedented expansion in staff & activity.
IGP programme, started on a very small scale in 1998, was structured and provided with strong procedures and ambitious objectives in 2000 while FDP & Tuberculosis programmes were developing.
In 2001, Navnirman became a founder member of Uplift India Association, a Network of NGOs of Pune and Mumbai involved in micro finance activities.
To the two old branches of New Collector Compound and Akashwani (located in Malwani itself) were added a new branch in Charlop (Kandivili) in 2003 and in Appapada/Kranti Nagar (Malad East) in 2004.
Vision
We are here to provide urban deprived communities with different opportunities enabling individuals to upgrade their economical status & reach out to the overall happiness of their family.
Mission
Our mission is to empower urban poor people socially and economically by catering to them financial and non financial services related to their business development needs. We want to reach out to 20,000 on-going partners by 31/12/2015 and we are committed to uplift 40% of our partners from Level 2 or 3 to Level 5 at the time of completion of cycle 5.
Activities
Navnirman Samaj Vikas Kendra is running different programmes in Mumbai:
Tuberculosis control Programme
This programme is developed through 4 main axes:
· Regular Patients motivational visits;
· Defaulters retrieval;
· Area Awareness programs;
· Involvement of private medical practitioners.
Family follow up programme
FDP programme is implemented through our branches through 3 types of actions:
· Regular Family home visits;
· Social permanence (Counselling);
· Evaluation Visits.
Uplift Weatlh prpgramme (Income Generation Programme)
IGP programme gathers 4 types of actions in 4 branches:
· Short- term productive loans & savings;
· Business management trainings;
· Networking to other NSVK’s departments);
· Area committee.
Trans Gender Project
This new programme, started at the end of the financial year 2005-06, is developed along 3 axes:
- To work with 1800 Trans Genders on STI 5Sexual Transmitted Infections);
- To built capacities of TG community and to help them in identifying and solving their own problems;
- To help them to built their own organization.
The goal of this project is to sustain trans gender community residing in Malwani, Malad (W), to work on sexual transmitted infections and to help them to organise themselves in order to take over this project in three years.
Objectives
Navnirman develops its activities along for key objectives:
1. Develop community-based approach within and outside the organisation;
2. Orient efforts towards the uplifting of the poorest of the Poor with methods & processes of international standards;
3. Mobilize resources to allow healthy development of organisation & controlled scaling-up of operations;
Ensure availability of quality financial & non-financial services to slum dwellers through a holistic approach to their uplifting.
Results (financial year Apr-06-Mar-07)
1. Number of on-going loanees as of 31/03/2007: 1,608
2. Gross outstanding portfolio as of 31/03/1007: Rs 41,47,283/-
3. Portfolio at Risk-2 mispayments: 17,59%
4. Number of loans given in 2006-07: 2,080
5. Number of trainings given in 2006-07: 688
Geographical areas of Intervention
Navnirman works in four different areas of Northern Mumbai.
Akashwani, Malad (W)
Akashwani area is completely based on private land. The land was purchased by agents from Kolis (fishermen community) and is sold to private people to build there house. The population of Akashwani is around 125,000 individuals, out of which 61% belongs to Hindu community. The second largest community of this area is formed of Muslims (34%) from Northern side of India.
Akashwani is mainly populated by people former resident of NCC living there on rent who shifted to Akashwani to get money; and by people coming from Uttar Pradesh.
The socio-economic background is very poor, as the area is based on private land; there are few basic amenities like water, electricity and toilets. Electricity provided is mostly illegal. The professional profile of Akashwani population is skilled and semiskilled workers working in unorganised sector. Some are having their own small business like Zariwork, Buy and Sell of consumable items, Hawkers etc.
Appapada, Malad (W)
This area is located in the Eastern side of Malad and Kandivali. A part of Sanjay Gandhi National Park is covered with Appapada and Kranti Nagar slums. There is a clear difference in the level of development between the lower part of the area and the one uphill, close to the National Park, where people live in very dire conditions.
Due to many demolition campaigns over the past few years, the tensions in this area are quite palpable. There are no basic amenities like water, electricity and toilets. Mainly labourers and semi skilled workers are residing in this area.
The population of Appapada is around 275,000 individuals and most of them are Hindus (90%). Besides, people living there are generally from Maharashtra (70%).
Charkop, Kandivili (W)
Charkop is located on the northern side of Malwani. It is a densely populated area where mostly North Indians reside. Inside Charkop slum, there are no governmental facilities like health post, dispensary or school. Population then has to go to remotely located governmental health post. The people are skilled and semiskilled workers. Many of them (22%) are into buy-and-sell activities. Few government and private employee are also residing in the area. The approximate population of this area is over 170,000.
New Collector Compound, Malad (W)
New Collector Compound is a collector’s land located on the North-East side of Malwani. Population amounts to approximately 80,000 people. Muslim population strongly dominates the area, representing around 70% of the population. Besides Muslims, backward class communities are residents of New Collectors Compound.
People who reside in this area are mainly skilled and semi-skilled workers, working in unorganised sector. Some of them are having their own small business like Zariwork; there is a lot of production activities. The buy-and-sell activity of consumable items, hawkers, etc., is also widespread and very few inhabitants are working in organised sector.
Administrative details
Registered under the Bombay Trust Act 1956.
Registered Number:
1- S.R. Act 1860 – G. B. B. S. D. 1694–1996
2- 2- B.P.T. Act 1950 – F-19091 (Mumbai)
Success story
Kale Babasahb
Malad Malwani - Collector Compound area
Kale Babasahb is running a TV repairing shop. He is living with his family of six members. Navnirman organization helped him to develop his business by giving him five successive loans.
With the 3 firsts loans, he bought TV spare parts. With the last 2 ones, he bought TVs for reselling.
Therefore he saw his turnover growing from 4000 Rs to 25 000 Rs per month. His monthly income grew up from 7000 to 12 000 Rs.
He could also manage to increase significantly his savings from 10 000 to 20 000 Rs. Then he could manage to finance his own wedding and his sister’s wedding.
