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Uplift Wealth

Income Generation Programme (IGP)

Mission

The mission of Income Generation programme (IGP) is to improve the socio economic status of the poor by building the capacity of Community Based Institutions that deliver relevant financial, capacity building and livelihood development services.

Services

The NGOs from Uplift India Network provide to poor slum dwellers:

Financial services :

· Micro Credit for creation or expansion of petty businesses to increase the family income.

· Micro Savings to encourage a better financial discipline behavior and financial planning.

· Micro-insurance services to increase the health risk management (REDUCE, MITIGATE, & COPE) capacities..

Business development services :

· Business counseling for slum dwellers facing difficulties in their business through an individual approach

· Business training to help slum dwellers to start or increase their business

· Job placement services for unemployed living in slum to help family in increasing income.

Non Business development services :

· Financial literacy training to help the family to encourage savings behavior for planned expenditures such as festivals, marriage, etc

· Health and hygiene talks to increase awareness

· Linkage services towards family development programme to build the confidence of the families to solve problems on their own.

Uplift India Association provides technical support in:

· Micro finance project monitoring

· Financial Product Design

· Finance and Budget Control

· Accounts and Audit

· Loan Software and Information System Setup, IT Support and Maintenance

· Human resource policy and recruitment

· Poverty assessment tool to better identify and reach the targeted community

· Field staff training on technical modules Loan for Revolving Fund Proposal Administration

· Fund Raising (grants, equity or loans) and Governance Support

Income Genenration Programme at a glance - Figures for Pune - 2006:

· Number of ongoing loans – 9775

· Gross Outstanding Portfolio – 28, 108, 151

· Number of loans disbursed – 8708Portfolio at risk 30 Days – 17.44%

· Total Savers – 19195

Member Organizations:

· Navanirman Samaj Vikas Kendra, Mumbai

· Parvarti Swayamrojgar, Pune

· Annapurna Parivar Vikas Samvardhan, Pune

· Disha Kendra - Pune

· Annapurna Mahila Credit cooperative Society, Mumbai